A Glencoe bankruptcy attorney is a fine choice to help with debt issues. However, remember that attorneys vary in terms of skill, in terms of knowledge, in terms of procedure, in terms of price. If you meet with three bankruptcy attorneys, you are probably going to hear three different prices. If you meet with three bankruptcy attorneys, you are also going to encounter three different styles. You want to hire an attorney that has the experience to handle your case. You do not want to hire cheap bankruptcy lawyers just because you think you can get away with it. Bankruptcy has gotten very complicated under the current law. Attorneys that used to practice in other areas are now coming back into the bankruptcy arena because they think that’s where the business is. Be careful if you speak to one of those attorneys. Someone who doesn’t file bankruptcy on a day-to-day basis is not going to have the requisite skill to handle a complex Chapter 7 or bankruptcy Chapter 13 case. You want to make sure that they attorney that you hire is practicing bankruptcy on a daily basis. You want to make sure that that attorney is a member of either the American Bankruptcy Institute or the National Association of Consumer Bankruptcy Attorneys or any other bar association that deals heavily in bankruptcy cases. There is no substitute for the collective knowledge of an entire group of attorneys.
For that reason, I do not recommend that you hire a solo bankruptcy practitioner. I would recommend that you hire a small or medium-size firm who has the requisite manpower to navigate the bankruptcy system. If you have one attorney on your side, that attorney may not know everything about bankruptcy. That attorney may not have the ability to consult with other attorneys about your case. When you hire a small or medium-size bankruptcy firm, you are basically hiring the collective knowledge and expertise of that entire firm. One attorney at the firm might specialize in Chapter 7 bankruptcy cases. Another attorney might handle Chapter 13 bankruptcy cases. Yet another attorney might handle reaffirmation agreements and rescission hearings and client consultations. By hiring a mid- or small-size bankruptcy law firm, you can rest assured that if the one attorney doesn’t have the knowledge to handle a particular facet of a case, he or she can talk to another bankruptcy lawyer in the firm who does have that knowledge and experience.
So be careful about hiring cheap bankruptcy lawyers, be careful about hiring bankruptcy lawyers that don’t practice bankruptcy on a daily basis, be careful about hiring bankruptcy attorneys who came from other areas of the law and who are just in the bankruptcy arena because they think that’s where the money is. Hire a bankruptcy attorney with experience, who has written on the subject, who you feel is knowledgeable, and who can show you how your case is going to be handled. Just as there are multiple types of bankruptcy, there are multiple types of lawyers that can assist you.