The first meeting with your Forest View bankruptcy lawyer is important. To prepare for this meeting with the attorney you want to gather all of the information that you have concerning your debt. You want to bring anything concerning the debt including statements, collection letters, credit reports, and old bills; whatever you have concerning debt you want to bring to the attorney. Whatever you don’t have with you the attorney can get at a later date; however, the more items you can bring at your initial meeting the better the meeting will go.
In my office the person basically starts to fill out the questionnaire prior to meeting with the attorney. After about 10 or 15 minutes of filling out this document I or another bankruptcy lawyer from the office will meet with the individual and go through the questionnaire.
In addition to knowing which Chapter you’re going to be filing under the interview gives us as attorneys the opportunity to explain a little bit about the process. We’re going to let you know what the court costs are for the different chapters under the bankruptcy code. We’re going to let you know there’s going to be at least one court date called a 341 Meeting of Creditors approximately four to six weeks after your case is filed. We are also going to let you know that you’re going to be meeting with a bankruptcy Chicago trustee who is going to interview you under oath based on the documents that were filed in your case. We are also going to explain to you the requirements that you need before you can file as well as the requirements that you’re going to need after the case is filed.
This is the time when you want to ask the bankruptcy attorney all the questions that you’ve been thinking about for the last several months leading up to your interview. For example, most clients want to know about life after bankruptcy and they want to know will they ever get credit again.
It’s interesting but before someone is even getting out of debt they want to know how quickly they can get back into debt in the future. This is the situation in our country, this is the addiction to credit in this country and this is why we have an overwhelming problem with debt and a high increase in bankruptcy filings. You can read all about that in the bankruptcy news each day.